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Don't be confused by life insurance. There are only two basic types of policies: permanent (whole life) and term (temporary). Simply put, permanent coverage remains in affect for the lifetime of the insured, while term coverage expires after a set number of years (e.g., 10 or 20 years) or to a certain age (e.g., to age 75 or 85 or 100). Generally, term insurance premiums are lower.
Term Life Insurance
Term Insurance is the least expensive form of life insurance. Term Insurance can provide protection up to age 80 or even age 100. In addition, most types of Term insurance allow you to convert to a permanent life insurance plan. We offer benefits of up to $5,000,000, or up to $200,000 for plans that do not require medical exams. (...more)
Whole Life Insurance
Permanent Insurance covers you for your lifetime. The premiums can be paid for 20 years, to age 65, or for life. We offer benefits of up to $5,000,000, or up to $100,000 for plans that do not require medical exams. (...more)