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No Medical Insurance

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Get the insurance coverage you need without a medical exam just by answering a few questions on the application. And, no medical means you could have insurance coverage in days instead of weeks or months. We offer no medical plans with competitive premiums in whole life, term life and critical illness. And, as always, death benefits are tax-free.


No Medical Whole Life Insurance

Our whole life plans provide coverage for your entire life. These permanent coverages are available for individuals aged 25 to 80 for face amounts of $1,000 to $75,000. A cash value is also available. (...more)

No Medical Term Life Insurance

These plans are the least expensive of the no medical coverages and are available for individuals aged 20 to 70. Face amounts range from $25,000 to $150,000, and coverage can last as far out as age 100. (...more)

No Medical Critical Illness Insurance

This plan provides a lump sum benefit while you're still living if you are diagnosed with any of six specified illnesses. (...more)

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Why should you consider a No Medical Insurance Plan?

  • You've been turned down for insurance before
  • You're hard to insure
  • You're overweight
  • You smoke
  • You have high blood pressure
  • You don't like needles or medical exams

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