With Canada Protection Plan, you can get the life insurance coverage you need in as little as just a few days. We offer the most options and largest amounts of No Medical Life Insurance with competitive premiums. Our many options can provide the coverage you need, whether you have very serious medical conditions, or even if you are in good health.

See how we can help you with your life insurance needs.

WHY SHOULD YOU CONSIDER NO MEDICAL OR SIMPLIFIED ISSUE LIFE INSURANCE?

  • You’re a Canadian citizen, permanent resident or have a valid work permit
  • You have some health problems
  • You’re hard to insure
  • You have a dangerous job or participate in hazardous or extreme sports
  • You don’t like needles or medical exams
  • You just want your coverage fast
No Medical & Simplified Issue
Life Insurance
Choose between Permanent Life Insurance and Term Life Insurance
Canada Protection Plan’s No Medical & Simplified Issue Permanent Life Insurance (Whole Life Insurance) provides lifetime protection. This type of coverage is ideal for permanent needs such as final expenses. Canada Protection Plan has more Permanent Insurance options than any other No Medical provider in Canada. Our variety of plans has been designed to make it easier for everyone, including the hard-to-insure, to get the greatest coverage at the lowest price in the least time possible.

WHY CHOOSE CANADA PROTECTION PLAN FOR PERMANENT NO MEDICAL & SIMPLIFIED ISSUE LIFE INSURANCE

  • We specialize in No Medical & Simplified Issue Life Insurance, with six different plans to choose from. These plans are designed for those with serious health problems all the way to those who are in excellent health and just want a simple, fast way to buy life insurance. And unlike some other companies, most of our plans offer full protection from day one.
  • Our plans include more free benefits than other life insurance providers.
  • Four of the plans are available as T100, our lowest cost permanent plans.
  • We take great pride in providing superior customer service from the day you apply until the day the claim is paid.
  • Canada Protection Plan is Canadian owned and serviced by Canadians.

GUARANTEED ACCEPTANCE LIFE

Designed for the most challenging applicants; if you have a very serious medical condition or if you have been told you don’t qualify for insurance, Guaranteed Acceptance Life may be the plan for you. READ MORE >>

DEFERRED LIFE

Designed for the hard-to-insure applicants; if you have a serious health condition, or were previously refused insurance, Deferred Life is the right plan for you. READ MORE >>

DEFERRED ELITE LIFE

Designed for the hard-to-insure applicants; if you have a less serious health condition, or were previously refused insurance, you may be eligible for Deferred Elite Life. READ MORE >>

SIMPLIFIED ELITE LIFE

Designed for someone in relatively good health, or engages in extreme sports, and doesn’t want to take a medical exam or provide a doctor’s report. Full protection starts with this plan as soon as your policy is issued. READ MORE >>

PREFERRED LIFE

Designed for healthy people who want coverage quickly. This plan has great rates, with coverage up to $1,000,000 starting as soon as you are approved. READ MORE >>

PREFERRED ELITE LIFE

Designed for applicants in good health who want coverage faster than through traditional underwriting. This plan has our best rates, with coverage up to $1,000,000 starting as soon as you are approved. READ MORE >>
Canada Protection Plan’s No Medical & Simplified Issue Term Life Insurance provides life insurance protection for periods of 10 years, 20 years or 25 years. This type of coverage is ideal for situations when you know how long you require the coverage, such as for your mortgage or a child’s education. Canada Protection Plan has more Term Insurance options than any other No Medical & Simplified Issue provider in Canada. Our variety of plans makes it easier for everyone, including the hard-to-insure, to get the greatest coverage at the lowest price in the least time possible.

WHY CHOOSE CANADA PROTECTION PLAN FOR NO MEDICAL & SIMPLIFIED ISSUE TERM LIFE INSURANCE

  • We specialize in No Medical & Simplified Issue Life Insurance. We have a number of term plans to choose from. These plans are designed for anyone who just wants a simple, fast way to buy term life insurance. And unlike some other companies, many of our plans offer full protection from day one.
  • We offer both level and decreasing term plans.
  • All level term plans are renewable and provide coverage to age 80.
  • If you feel you need coverage beyond age 80, all level term plans are convertible to a permanent plan until age 70 regardless of your health at the time of conversion.
  • The level plans are available in 10 year, 20 year and 25 year term period versions. The premiums on these plans remain level for the selected term period and then are renewable for additional term periods. The plans are guaranteed to be renewable regardless of your health.
  • The 25 year decreasing term plan can be an ideal way of protecting your family for your outstanding mortgage amount. Coverage lasts for 25 years.
  • Our plans include more free benefits than other life insurance providers.
  • We take great pride in providing superior customer service from the day you apply until the day the claim is paid.
  • Canada Protection Plan is Canadian owned and serviced by Canadians.

DEFERRED ELITE TERM LIFE INSURANCE

Designed for the hard-to-insure applicants; if you have a less serious health condition, or were previously refused insurance, Deferred Term is the right plan for you. READ MORE >>

SIMPLIFIED ELITE TERM LIFE INSURANCE

Designed for someone in relatively good health, or engages in extreme sports, and doesn’t want to take a medical exam or provide a doctor’s report. Full protection starts with this plan as soon as your policy is issued. READ MORE >>

PREFERRED TERM LIFE INSURANCE

Designed for healthy people who want coverage quickly. This plan has great rates, with coverage up to $1,000,000 starting as soon as you are approved. READ MORE >>

PREFERRED ELITE TERM LIFE INSURANCE

Designed for applicants in good health who want coverage faster than through traditional underwriting. This plan has our best rates, with coverage up to $1,000,000 starting as soon as you are approved. READ MORE >>