No Medical Term Life Insurance

Term Insurance is the least expensive form of life insurance. Term insurance provides protection for 10 years , 20 years , or to age 100. In addition, these plans may be renewed for additional terms or converted to permanent life insurance plans. We have a term plan offering up to $150,000 that only requires you to answer a few simple health questions.

No Medical Deferred Term

Answer no to a few simple health questions and purchase Deferred Term 10, 20 with coverage starting as low as $50,000 and going as high as $100,000 or Term 100 starting as low as $25,000 going up to $100,000. If the insured qualifies for this plan there is a 2 year waiting period before the plan comes into effect. The premiums for this plan are among the lowest in Canada and will not increase during the period of the term you choose. This plan is available from age 20-70. (...more)

No Medical Simplified Term

Answer no to a few health questions asked on or application and purchase Simplified Term 10, 20 that starts as low as $50,000 and going as high as $150,000 or Term 100 starting as low as $25,000 going to up to $150,000. This plan starts right away. Premiums for this plan are among the lowest in Canada and will not increase during the period of the term you choose. This product is renewable, not convertible. This plan is available from age 20-70. (...more)

No Medical Simplified Term Plus

Answering no to all questions on the application will qualify your client for Simplified Term Plus 10, 20 that starts as low as $50,000 and going as high as $150,000 or Term 100 starting as low as $25,000 going to up to $150,000. This plan is suitable for clients who have no or minimal health issues in the last 10 years. The plan starts right away. Premiums changed for Simplified Term Plus plans are guaranteed and lower compared to our other Term Plans. This product is renewable, not convertible. This plan is available from age 20-70. (...more)