No Medical Whole Life Insurance
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Permanent life insurance (also known as whole life insurance) remains in force for the entire policyholder's lifetime. The premium amount can be paid up over 20 years, until age 65, or to age 100.
Some plans offer a cash surrender option that allows you to cancel your policy after a number of years and receive a lump-sum tax-free payment. Most plans also have a reduced paid-up option that gives you the option of stopping your payments and reducing your coverage amount. As an added benefit, most of our permanent plans offer a "Best Doctors" service. If you are diagnosed with a critical illness, Best Doctors gives you information about the best medical treatments and experts in your region, country, and the world.
No Medical Acceptance Life
Acceptance Life was designed for hard-to-insure individuals who are between 40 and 80 years of age and have been declined insurance for any reason. Benefit amounts range from $5,000 to $50,000. Features include terminal illness and transportation benefits. (...more)
No Medical Deferred Life
Deferred Life was designed for the hard-to-insure and seniors. If death occurs in the first two years, premiums are returned plus 3% simple interest. Those in better health should purchase either the Simplified Life or Simplified Life Plus policy. It can be purchased by those 25 to 80 years of age. (...more)
No Medical Simplified Life
This plan was designed for people 25 to 80 years of age who may have health conditions, or do not want to take a medical exam or provide a doctor's report. Benefit amounts range from $1,000 to $50,000. Features include terminal illness and transportation benefit. (...more)
No Medical Simplified Life Plus
If you are a non-smoker between 25 and 80 years of age, and have been in good health for the past five years, you may be eligible to purchase this plan online today. Benefit amounts can be up to $75,000. Features include terminal illness and transportation benefits. (...more)
