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Advantages of Canada Protection Plan's
Permanent Insurance Plans:


100% tax-free in Canada
10-Day money-back guarantee
30 days of grace for late premium payments
Issued by long-standing Canadian
1 insurance companies
 Rates among the best in Canada
Some policies give non-smoker rates to
1 smokers for the first 2 years as an incentive 1 to quit smoking
Many policies provide free of charge Best
1 Doctor Service, which locates the best
1 medical care in the world


These policies do not require you to take a medical exam. To complete the application process, you just need to answer some simple yes or no medical questions.

SIMPLIFIED LIFE PLUS
If you are a non-smoker between 25 to 80, and have been in good health for the past 5 years, you may be eligible to purchase this plan online today. Benefit amounts can be up to $75,000. Features include terminal illness and transportation benefits.
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SIMPLIFIED LIFE
This plan was designed for people 25 to 80 who may have health conditions, do not want to take a medical exam, or provide a doctor's report. Benefit amounts range from $1,000 to $50,000. Features include terminal illness and transportation benefit.
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DEFERRED LIFE
Deferred Life was designed for the hard-to-insure and seniors. If death occurs in the first two years, premiums are returned plus 3% simple interest. Those in better health should purchase either the Simplified Life or Simplified Life Plus policy. It can be purchased by those 25 to 80.
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RENAISSANCE
The Renaissance plan offers $50,000 to $2,000,000 in benefits. Premiums are payable for 20 years. After your 10th policy year, your premiums will be lower and your benefit amount may increase. Dividends are used by the insurance company to purchase additional insurance. Available for those aged 18 to 75.
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TERM to 100
Term to 100 offers guaranteed lifetime protection with premiums payable to age 100. If you smoke, you will automatically get non-smoker rates for the first 2 years as an incentive to quit. Benefits range from $100,000 to $3,000,000. Available for those 20 to 70.
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 PlusTerm 65 GUARANTEED
This plan offers guaranteed lifetime coverage from $100,000 to $5,000,000. Your premium rate will never increase and you'll stop making payments once you turn 65, leaving you more money to enjoy your retirement. If you live to be 100, your coverage amount is immediately paid to you in full - tax-free. Available for those 18 to 45.
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LIFE OPTION ENHANCED
Purchase $50,000 to $5,000,000 in benefits and your premium payments will never increase. Payments may be made for 20 years, or until you turn 65 or 100. Cash surrender and reduced paid-up options are available beginning in your 20th policy year. Available for those 20 to 80.
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