{"id":4894,"date":"2017-03-31T00:00:00","date_gmt":"2017-03-31T00:00:00","guid":{"rendered":"https:\/\/www.cpp.ca\/?page_id=4894"},"modified":"2023-02-10T13:18:49","modified_gmt":"2023-02-10T17:18:49","slug":"assurance-vie-preferentielle-sans-exigence-medicale","status":"publish","type":"page","link":"https:\/\/www.cpp.ca\/fr\/assurance-vie-preferentielle-sans-exigence-medicale\/","title":{"rendered":"Assurance Vie Pr\u00e9f\u00e9rentielle"},"content":{"rendered":"[vc_row type=\u00a0\u00bbfull_width_background\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb equal_height=\u00a0\u00bbyes\u00a0\u00bb content_placement=\u00a0\u00bbbottom\u00a0\u00bb bg_image=\u00a0\u00bb10910&Prime; bg_position=\u00a0\u00bbright center\u00a0\u00bb bg_repeat=\u00a0\u00bbno-repeat\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb top_padding=\u00a0\u00bb5%\u00a0\u00bb bottom_padding=\u00a0\u00bb10.5%\u00a0\u00bb class=\u00a0\u00bbpreferred-first-row cpp-header-bg\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb parallax_bg=\u00a0\u00bbtrue\u00a0\u00bb parallax_bg_speed=\u00a0\u00bbslow\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb3\/5&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][divider line_type=\u00a0\u00bbSmall Line\u00a0\u00bb line_alignment=\u00a0\u00bbdefault\u00a0\u00bb line_thickness=\u00a0\u00bb2&Prime; divider_color=\u00a0\u00bbaccent-color\u00a0\u00bb custom_height=\u00a0\u00bb40&Prime;][vc_column_text]\n<h2>Assurance Vie Pr\u00e9f\u00e9rentielle<\/h2>\n[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb25&Prime;][vc_column_text]\n<h5><span style=\"color: #7b6b5a;\">Con\u00e7ue pour les proposants en bonne sant\u00e9 qui souhaitent obtenir une<span style=\"white-space: nowrap; color: #7b6b5a;\"> protection plus <\/span>rapidement que selon le processus de tarification classique<\/span><\/h5>\n[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb20&Prime;][nectar_btn size=\u00a0\u00bblarge\u00a0\u00bb open_new_tab=\u00a0\u00bbtrue\u00a0\u00bb button_style=\u00a0\u00bbregular\u00a0\u00bb button_color_2=\u00a0\u00bbAccent-Color\u00a0\u00bb icon_family=\u00a0\u00bbnone\u00a0\u00bb url=\u00a0\u00bb\/fr\/soumission-sans-obligation\/\u00a0\u00bb text=\u00a0\u00bbObtenez une soumission sans obligation\u00a0\u00bb][\/vc_column][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; 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background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/3&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/3&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbfull_width_background\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb bottom_padding=\u00a0\u00bb3%\u00a0\u00bb translate_y=\u00a0\u00bb-5%\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/4&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/2&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1553707948935{margin-bottom: 40px !important;}\u00a0\u00bb]\n<h2 style=\"text-align: center;\">Qui devrait envisager <span style=\"color: #c31c24;\">l\u2019assurance Vie Pr\u00e9f\u00e9rentielle?<\/span><\/h2>\n[\/vc_column_text][vc_column_text]\n<div class=\"med-blurb center\" style=\"text-align: center;\"><span style=\"color: #7b6b5a;\">L\u2019assurance Vie Pr\u00e9f\u00e9rentielle est un excellent r\u00e9gime con\u00e7u pour les proposants en bonne sant\u00e9 qui souhaitent un processus de demande simple et rapide. Il s\u2019agit \u00e9galement d\u2019une excellente solution pour les personnes qui d\u00e9sirent b\u00e9n\u00e9ficier d\u2019une protection allant jusqu\u2019\u00e0 1 000 000 $. Si vous n\u2019avez pas plus de 70 ans, l\u2019assurance Vie Pr\u00e9f\u00e9rentielle est offerte sans exigence m\u00e9dicale pour des montants de protection allant jusqu\u2019\u00e0 500 000 $.<\/span><\/div>\n[\/vc_column_text][\/vc_column][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/4&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbfull_width_background\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][divider line_type=\u00a0\u00bbFull Width Line\u00a0\u00bb line_thickness=\u00a0\u00bb1&Prime; divider_color=\u00a0\u00bbaccent-color\u00a0\u00bb animate=\u00a0\u00bbyes\u00a0\u00bb custom_height=\u00a0\u00bb50&Prime; delay=\u00a0\u00bb100&Prime;][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb el_class=\u00a0\u00bbmobile-margin-bottom-30&Prime; width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1556246868954{margin-top: 60px !important;}\u00a0\u00bb]\n<h2 class=\"center\" style=\"text-align: center;\">Quel montant d&rsquo;assurance puis-je souscrire?<\/h2>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbfull_width_content\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb bottom_padding=\u00a0\u00bb5%\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][pricing_table style=\u00a0\u00bbflat-alternative\u00a0\u00bb][pricing_column highlight=\u00a0\u00bbtrue\u00a0\u00bb color=\u00a0\u00bbAccent-Color\u00a0\u00bb title=\u00a0\u00bb18 \u00e0 80&Prime; id=\u00a0\u00bb1676049432854-1&Prime; tab_id=\u00a0\u00bb1676049432856-2&Prime; highlight_reason=\u00a0\u00bbVie enti\u00e8re (avec valeur de rachat)\u00a0\u00bb][vc_column_text]ans<\/p>\n<ul class=\"features\">\n<li><i class=\"icon-tiny fa fa-check accent-color\"><\/i>Capital assur\u00e9 minimum <span class=\"red\">50 000 $<\/span><\/li>\n<li><i class=\"icon-tiny fa fa-check accent-color\"><\/i>Capital assur\u00e9 maximum <span class=\"red\">1 000 000 $<\/span><\/li>\n<\/ul>\n<h5>AVANTAGES<\/h5>\n<ul class=\"features\">\n<li><i class=\"icon-tiny fa fa-check accent-color\"><\/i>Prestation de d\u00e9c\u00e8s accidental (facultative)<\/li>\n<li><i class=\"icon-tiny fa fa-check accent-color\"><\/i>Prestation temporaire pour enfants (facultative)<\/li>\n<li><i class=\"icon-tiny fa fa-check accent-color\"><\/i>Prestation hospitali\u00e8re (facultative)<\/li>\n<li><i class=\"icon-tiny fa fa-check accent-color\"><\/i>Prestation maladie en phase terminale (incluse)<\/li>\n<li><i class=\"icon-tiny fa fa-check accent-color\"><\/i>Prestation de transport (incluse)<\/li>\n<\/ul>\n[\/vc_column_text][\/pricing_column][\/pricing_table][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbcenter\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; 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tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][nectar_btn size=\u00a0\u00bbjumbo\u00a0\u00bb button_style=\u00a0\u00bbsee-through-2&Prime; color_override=\u00a0\u00bb#c31c24&Prime; hover_text_color_override=\u00a0\u00bb#ffffff\u00a0\u00bb icon_family=\u00a0\u00bbnone\u00a0\u00bb text=\u00a0\u00bbAPPELEZ-NOUS 1 877 851-9090&Prime; url=\u00a0\u00bb\/fr\/communiquez-avec-nous\/\u00a0\u00bb][\/vc_column_inner][\/vc_row_inner][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; 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shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][toggles style=\u00a0\u00bbminimal\u00a0\u00bb][toggle color=\u00a0\u00bbAccent-Color\u00a0\u00bb title=\u00a0\u00bbQue faut-il savoir au sujet de l\u2019assurance Vie Pr\u00e9f\u00e9rentielle?\u00a0\u00bb][vc_column_text]Contrairement \u00e0 de nombreux autres r\u00e9gimes d\u2019assurance vie \u00e0 \u00e9mission simplifi\u00e9e et sans exigence m\u00e9dicale, l\u2019assurance Vie Pr\u00e9f\u00e9rentielle offre une protection imm\u00e9diate, sans d\u00e9lai. La protection offre une assurance vie permanente \u00e0 vie assortie de primes garanties.[\/vc_column_text][\/toggle][toggle color=\u00a0\u00bbAccent-Color\u00a0\u00bb title=\u00a0\u00bbQuelles sont mes options pour le paiement des primes?\u00a0\u00bb][vc_column_text]Vous pouvez choisir de payer la m\u00eame prime pour toute la dur\u00e9e de la police ou de payer une prime plus \u00e9lev\u00e9e pendant seulement 20 ans. Vous pouvez payer la prime annuellement par ch\u00e8que ou par carte de cr\u00e9dit, ou encore mensuellement par pr\u00e9l\u00e8vements bancaires pr\u00e9autoris\u00e9s.[\/vc_column_text][\/toggle][toggle color=\u00a0\u00bbAccent-Color\u00a0\u00bb title=\u00a0\u00bbQuelles sont les garanties offertes par ce r\u00e9gime d\u2019assurance?\u00a0\u00bb][vc_column_text]\n<ul>\n<li>Le montant de la protection ne diminuera jamais pendant toute la dur\u00e9e de la police.<\/li>\n<li>Les primes sont garanties et ne changeront pas pendant toute la dur\u00e9e de la police.<\/li>\n<li>\u00c0 compter de la cinqui\u00e8me ann\u00e9e d\u2019assurance, la valeur de rachat garantie de la police commence \u00e0 s\u2019accumuler. Si vous annulez votre police, toute valeur de rachat sera vers\u00e9e au titulaire de la police.<\/li>\n<li>Satisfaction garantie ou argent remis \u2013 Toutes les polices de Plan de protection du Canada<sup>MC<\/sup> comprennent une p\u00e9riode garantie d\u2019examen gratuite de 10 jours, qui vous donne 10 jours \u00e0 partir de la date \u00e0 laquelle vous recevez votre police pour l\u2019examiner et d\u00e9cider si elle vous convient. Si vous nous la retournez dans ce d\u00e9lai de 10 jours, nous vous remboursons votre prime sans vous poser de questions.<\/li>\n<\/ul>\n[\/vc_column_text][\/toggle][toggle color=\u00a0\u00bbAccent-Color\u00a0\u00bb title=\u00a0\u00bbQuels autres avantages GRATUITS sont inclus dans chaque police d\u2019assurance Vie Pr\u00e9f\u00e9rentielle?\u00a0\u00bb][vc_column_text]Chaque police d\u2019assurance Vie Pr\u00e9f\u00e9rentielle comprend :<\/p>\n<ul>\n<li>une prestation de maladie en phase terminale qui verse jusqu\u2019\u00e0 75 % de la prestation de d\u00e9c\u00e8s, jusqu\u2019\u00e0 concurrence de 250 000 $, au titulaire de police, si celui-ci re\u00e7oit un diagnostic de maladie en phase terminale;<\/li>\n<li>une prestation de transport qui aide \u00e0 payer le transport de la d\u00e9pouille de l\u2019assur\u00e9, si celui-ci d\u00e9c\u00e8de \u00e0 plus de 200 kilom\u00e8tres de sa r\u00e9sidence principale.<\/li>\n<\/ul>\n[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb25&Prime;][vc_column_text]De plus, toutes les polices de Plan de protection du Canada peuvent comprendre certains avantages non contractuels offerts par Foresters, compagnie d\u2019assurance vie, la compagnie qui souscrit nos polices. Tous ces avantages seront d\u00e9crits dans votre police. Voici des exemples de tels avantages :<\/p>\n<ul style=\"margin-bottom: 10px;\">\n<li>un service de pr\u00e9paration de documents en ligne pour la cr\u00e9ation de testaments, de procurations et de directives relatives aux soins de sant\u00e9 personnalisables; <span style=\"color: #c41c25;\">*<\/span><\/li>\n<li>Un programme de bourses d&rsquo;\u00e9tudes concurrentielles pour aider \u00e0 faire face \u00e0 la hausse du co\u00fbt des \u00e9tudes postsecondaires;<\/li>\n<li>une bourse d\u2019\u00e9tudes renouvelable pour des \u00e9tudes postsecondaires, d\u2019une valeur maximale de 6 000 $ par an pour quatre ans, offerte aux enfants de membres d\u00e9c\u00e9d\u00e9s;<\/li>\n<li>les subventions de divertissement pour les familles fournissent aux membres les fonds pour cr\u00e9er des activit\u00e9s locales qui favorisent les moments de divertissement en famille en offrant des occasions uniques aux membres et \u00e0 leurs familles \u00e0 peu de frais ou \u00e0 titre gracieux;<\/li>\n<li>une biblioth\u00e8que d\u2019apprentissage facile \u00e0 utiliser offrant une gamme vari\u00e9e de plus de 200 cours en ligne accessibles n\u2019importe o\u00f9, n\u2019importe quand;<\/li>\n<li>un paiement mensuel pour les orphelins jusqu\u2019\u00e0 l\u2019\u00e2ge de 18 ans, au d\u00e9c\u00e8s des deux parents.<\/li>\n<\/ul>\n<p><span style=\"color: #c41c25 !important;\"><em>*\u00a0<\/em><\/span><em style=\"font-size: 12px;\">Le service de pr\u00e9paration de documents en ligne LawAssure est offert par Epoq\u202fInc. Epoq est un fournisseur de services ind\u00e9pendant et n\u2019est pas affili\u00e9 \u00e0 Foresters. Non offert au Qu\u00e9bec, au Yukon, dans les Territoires du Nord-Ouest et au Nunavut. LawAssure ne constitue pas un service juridique et n\u2019offre pas de conseils juridiques. Il ne remplace pas les conseils ou les services juridiques d\u2019un conseiller autoris\u00e9. La Financi\u00e8re Foresters, ses employ\u00e9s et ses repr\u00e9sentants en assurance vie ne fournissent pas, au nom de Foresters, de conseils juridiques, successoraux ou fiscaux.<\/em>[\/vc_column_text][\/toggle][toggle color=\u00a0\u00bbAccent-Color\u00a0\u00bb title=\u00a0\u00bbQuels autres avantages facultatifs peuvent \u00eatre ajout\u00e9s \u00e0 une police d\u2019assurance Vie Pr\u00e9f\u00e9rentielle?\u00a0\u00bb][vc_column_text]Pour une prime suppl\u00e9mentaire, vous pourriez \u00eatre admissible, selon votre \u00e2ge, \u00e0 souscrire l\u2019une ou l\u2019autre des prestations suppl\u00e9mentaires suivantes :<\/p>\n<ul>\n<li>Un avenant d\u2019assurance temporaire qui offre une option \u00e0 faible co\u00fbt afin d\u2019augmenter le montant de votre protection pendant une p\u00e9riode de temps limit\u00e9e. La dur\u00e9e de la protection peut \u00eatre de 10 ans, de 20 ans ou de 25 ans. Et le montant de l\u2019avenant d\u2019assurance temporaire de 25 ans peut m\u00eame diminuer avec le temps afin de couvrir un solde hypoth\u00e9caire d\u00e9croissant.<\/li>\n<li>La prestation de d\u00e9c\u00e8s accidentel, qui verse jusqu\u2019\u00e0 cinq fois le montant de la prestation de d\u00e9c\u00e8s de base. Ainsi, le montant suppl\u00e9mentaire choisi sera vers\u00e9 si le d\u00e9c\u00e8s est accidentel (conform\u00e9ment \u00e0 la d\u00e9finition dans votre police);<\/li>\n<li>La prestation temporaire pour enfants qui pr\u00e9voit un montant d\u2019assurance de 5 000 $, de 10 000 $ ou de 15 000 $ pour chaque enfant assur\u00e9.<\/li>\n<li>Une prestation hospitali\u00e8re qui verse un montant choisi de prestation journali\u00e8re lorsque l\u2019assur\u00e9 est hospitalis\u00e9.<\/li>\n<\/ul>\n[\/vc_column_text][\/toggle][\/toggles][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbfull_width_background\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column 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background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/3&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_color=\u00a0\u00bb#c31c24&Prime; column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb enable_animation=\u00a0\u00bbtrue\u00a0\u00bb animation=\u00a0\u00bbfade-in\u00a0\u00bb][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/4&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column_inner][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/2&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][image_with_animation image_url=\u00a0\u00bb10692&Prime; alignment=\u00a0\u00bb\u00a0\u00bb animation=\u00a0\u00bbFade In\u00a0\u00bb border_radius=\u00a0\u00bbnone\u00a0\u00bb box_shadow=\u00a0\u00bbnone\u00a0\u00bb max_width=\u00a0\u00bb50%\u00a0\u00bb][\/vc_column_inner][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/4&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column_inner][\/vc_row_inner][vc_column_text]\n<h5>Calculateur de Besoins en Assurance<\/h5>\n[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb20&Prime;][vc_column_text]De quelle couverture d&rsquo;assurance vie ai-je besoin?[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb20&Prime;][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb class=\u00a0\u00bbdisplay-desktop\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb47&Prime;][\/vc_column_inner][\/vc_row_inner][nectar_btn size=\u00a0\u00bbsmall\u00a0\u00bb button_style=\u00a0\u00bbregular\u00a0\u00bb button_color_2=\u00a0\u00bbAccent-Color\u00a0\u00bb icon_family=\u00a0\u00bbnone\u00a0\u00bb text=\u00a0\u00bbALLONS-Y\u00a0\u00bb url=\u00a0\u00bb\/fr\/soumission-dassurance-analyse-des-besoins-des-consommateurs\/\u00a0\u00bb][\/vc_column][vc_column column_padding=\u00a0\u00bbpadding-5-percent\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color=\u00a0\u00bb#f7f5f2&Prime; background_color_opacity=\u00a0\u00bb1&Prime; background_color_hover=\u00a0\u00bb#edeae5&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/3&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb enable_animation=\u00a0\u00bbtrue\u00a0\u00bb animation=\u00a0\u00bbfade-in\u00a0\u00bb delay=\u00a0\u00bb200&Prime;][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/4&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column_inner][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/2&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][image_with_animation image_url=\u00a0\u00bb7062&Prime; alignment=\u00a0\u00bb\u00a0\u00bb animation=\u00a0\u00bbFade In\u00a0\u00bb border_radius=\u00a0\u00bbnone\u00a0\u00bb box_shadow=\u00a0\u00bbnone\u00a0\u00bb max_width=\u00a0\u00bb50%\u00a0\u00bb][\/vc_column_inner][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/4&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column_inner][\/vc_row_inner][vc_column_text]\n<h5>Soumission Rapide<\/h5>\n[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb20&Prime;][vc_column_text]Comparez nos tarifs avec d&rsquo;autres r\u00e9gimes et avantages semblables.[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb20&Prime;][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb class=\u00a0\u00bbdisplay-desktop\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb71&Prime;][\/vc_column_inner][\/vc_row_inner][nectar_btn size=\u00a0\u00bbsmall\u00a0\u00bb button_style=\u00a0\u00bbregular\u00a0\u00bb button_color_2=\u00a0\u00bbAccent-Color\u00a0\u00bb icon_family=\u00a0\u00bbnone\u00a0\u00bb text=\u00a0\u00bbALLONS-Y\u00a0\u00bb url=\u00a0\u00bb\/fr\/soumission-dassurance\/\u00a0\u00bb][\/vc_column][vc_column column_padding=\u00a0\u00bbpadding-5-percent\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color=\u00a0\u00bb#f7f5f2&Prime; background_color_opacity=\u00a0\u00bb1&Prime; background_color_hover=\u00a0\u00bb#edeae5&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/3&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb enable_animation=\u00a0\u00bbtrue\u00a0\u00bb animation=\u00a0\u00bbfade-in\u00a0\u00bb delay=\u00a0\u00bb200&Prime;][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/4&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column_inner][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/2&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][image_with_animation image_url=\u00a0\u00bb7063&Prime; alignment=\u00a0\u00bb\u00a0\u00bb animation=\u00a0\u00bbFade In\u00a0\u00bb border_radius=\u00a0\u00bbnone\u00a0\u00bb box_shadow=\u00a0\u00bbnone\u00a0\u00bb max_width=\u00a0\u00bb50%\u00a0\u00bb][\/vc_column_inner][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/4&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][\/vc_column_inner][\/vc_row_inner][vc_column_text]\n<h5>Communiquez avec nous aujourd\u2019hui<\/h5>\n[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb20&Prime;][vc_column_text]Envoyez-nous un message ou appelez-nous au num\u00e9ro sans frais suivant pour obtenir une soumission gratuite et sans obligation : <a class=\"phone-number\" href=\"tel:+18778519090\">1-877-851-9090<\/a>[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb20&Prime;][nectar_btn size=\u00a0\u00bbsmall\u00a0\u00bb button_style=\u00a0\u00bbregular\u00a0\u00bb 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