{"id":1320683,"date":"2024-12-19T10:28:20","date_gmt":"2024-12-19T14:28:20","guid":{"rendered":"https:\/\/www.cpp.ca\/?p=1320683"},"modified":"2024-12-19T10:28:20","modified_gmt":"2024-12-19T14:28:20","slug":"assurance-vie-temporaire-et-assurance-vie-entiere-laquelle-est-mieux","status":"publish","type":"post","link":"https:\/\/www.cpp.ca\/fr\/blogue\/assurance-vie-temporaire-et-assurance-vie-entiere-laquelle-est-mieux\/","title":{"rendered":"Assurance vie temporaire et assurance vie enti\u00e8re : laquelle est mieux?"},"content":{"rendered":"[vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb top_padding=\u00a0\u00bb1%\u00a0\u00bb zindex=\u00a0\u00bb99&Prime; overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1733926898860{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 2% !important;padding-right: 3% !important;padding-bottom: 3% !important;padding-left: 3% !important;background-color: #f7f5f2 !important;border-left-color: #eae1d5 !important;border-left-style: solid !important;border-right-color: #eae1d5 !important;border-right-style: solid !important;border-top-color: #eae1d5 !important;border-top-style: solid !important;border-bottom-color: #eae1d5 !important;border-bottom-style: solid !important;border-radius: 5px !important;}\u00a0\u00bb]\n<h6><strong>3\u00a0minutes de lecture <\/strong><\/h6>\n<h2><span lang=\"EN-CA\">En bref<\/span><\/h2>\n<ul>\n<li>L\u2019assurance vie temporaire offre une couverture pour une p\u00e9riode d\u00e9termin\u00e9e et est id\u00e9ale pour les personnes qui cherchent une couverture temporaire.<\/li>\n<li>L\u2019assurance vie enti\u00e8re offre une couverture \u00e0 vie et assure des primes uniformes avec acc\u00e8s \u00e0 des fonds suppl\u00e9mentaires.<\/li>\n<li>Plan de protection du Canada offre des solutions d\u2019assurance vie temporaire et d\u2019assurance vie enti\u00e8re pour r\u00e9pondre au plus grand nombre possible de besoins en mati\u00e8re d\u2019assurance vie.<\/li>\n<\/ul>\n<p>En ce qui concerne l\u2019assurance vie, vous avez deux options principales : l\u2019assurance <a href=\"https:\/\/www.cpp.ca\/fr\/assurance-vie-temporaire\/\">vie temporaire<\/a> et l\u2019assurance <a href=\"https:\/\/www.cpp.ca\/fr\/assurance-vie-entiere\/\">vie enti\u00e8re<\/a>. Comprendre leurs diff\u00e9rences peut vous aider \u00e0 d\u00e9cider ce qui est le mieux <em>pour vous<\/em>. Ci-dessous, nous explorons les diff\u00e9rences entre les couvertures<sup>1<\/sup> pour vous aider \u00e0 comprendre ce que signifie l\u2019assurance vie temporaire et l\u2019assurance vie enti\u00e8re et que vous puissiez d\u00e9cider quel produit vous aidera, vous et votre famille.[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column_text]\n<h2>Assurance vie temporaire<\/h2>\n<p>L\u2019assurance vie\u00a0temporaire<sup>2<\/sup> est un excellent choix si vous n\u2019avez pas besoin d\u2019une assurance vie permanente ou enti\u00e8re (ou si vous n\u2019en voulez pas). Elle offre de la souplesse, car vous pouvez choisir la dur\u00e9e de la couverture. Les produits d\u2019assurance vie temporaire offrent une couverture d\u2019une dur\u00e9e de 10, 20 ou 30\u00a0ans. \u00c0 la fin de la p\u00e9riode, vous pouvez choisir de renouveler votre police ou d\u2019y mettre fin.<\/p>\n<p>L\u2019assurance vie temporaire est populaire aupr\u00e8s des jeunes familles ou des familles qui s\u2019agrandissent, mais elle peut aussi \u00eatre utile pour les adultes plus \u00e2g\u00e9s ou les a\u00een\u00e9s qui ont besoin d\u2019une couverture suppl\u00e9mentaire. Certains adultes prendront une assurance vie temporaire jusqu\u2019\u00e0 ce que leur pr\u00eat hypoth\u00e9caire soit rembours\u00e9 ou pour aider \u00e0 <a href=\"https:\/\/www.moneyexpert.com\/life-insurance\/could-life-insurance-help-the-sandwich-generation\/\">couvrir les frais de maisons de retraite de leurs parents<\/a>\u00a0dans l\u2019\u00e9ventualit\u00e9 o\u00f9 ils d\u00e9c\u00e9deraient avant ces derniers.<\/p>\n<p>L\u2019un des grands avantages potentiels de l\u2019assurance vie temporaire est que vous pourriez la convertir en assurance vie enti\u00e8re \u00e0 l\u2019\u00e9ch\u00e9ance de votre police.[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb10&Prime;][vc_column_text]\n<h2>Assurance vie enti\u00e8re<\/h2>\n<p>L\u2019assurance vie\u00a0enti\u00e8re<sup>3<\/sup> est un choix populaire si vous voulez une solution d\u2019assurance vie \u00e0 long terme. Les primes mensuelles sont habituellement plus \u00e9lev\u00e9es, mais vous avez aussi la certitude que vous payerez le <em>m\u00eame montant<\/em> pour toute la dur\u00e9e de la couverture, contrairement \u00e0 l\u2019assurance temporaire, o\u00f9 vos primes pourraient augmenter si vous renouvelez votre police ou si vous la convertissez lorsqu\u2019elle arrive \u00e0 \u00e9ch\u00e9ance.<\/p>\n<p>Une police d\u2019assurance vie enti\u00e8re comporte habituellement une composante d\u2019\u00e9pargne \u00e0 imp\u00f4t diff\u00e9r\u00e9. Comme elle peut accumuler de la valeur de rachat, vous pouvez emprunter sur votre prestation de d\u00e9c\u00e8s pour l\u2019utiliser en cas d\u2019urgence financi\u00e8re. C\u2019est un avantage int\u00e9ressant pour quiconque veut utiliser ce montant pour obtenir des pr\u00eats.[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb25&Prime;][vc_column_text]\n<h2>Quel type d\u2019assurance est le meilleur pour vous?<\/h2>\n<p>En un mot, <em>cela d\u00e9pend<\/em>.<\/p>\n<p>L\u2019assurance vie temporaire et l\u2019assurance vie enti\u00e8re offrent de nombreux avantages<sup>4<\/sup> qui peuvent vous permettre de prot\u00e9ger vos proches. Une <strong>assurance vie temporaire<\/strong> pourrait vous convenir si\u00a0:<\/p>\n<ul>\n<li>vous n\u2019avez pas besoin d\u2019une couverture \u00e0 long terme;<\/li>\n<li>vous cherchez une solution d\u2019assurance relativement peu co\u00fbteuse;<\/li>\n<li>votre famille s\u2019agrandit et n\u2019aura peut-\u00eatre pas toujours besoin de votre assurance vie enti\u00e8re.<\/li>\n<\/ul>\n<p>D\u2019un autre c\u00f4t\u00e9, une <strong>assurance vie enti\u00e8re<\/strong> pourrait \u00eatre b\u00e9n\u00e9fique si\u00a0:<\/p>\n<ul>\n<li>vous voulez vous assurer de payer le m\u00eame montant de prime pour toute la dur\u00e9e de la couverture;<\/li>\n<li>vous voulez la tranquillit\u00e9 d\u2019esprit qu\u2019offre le versement garanti;<\/li>\n<li>vous souhaitez accumuler de la valeur de rachat.<\/li>\n<\/ul>\n<p>Au moment de choisir un produit d\u2019assurance vie, il vaut toujours la peine de penser aux avantages de la police parmi d\u2019autres facteurs cl\u00e9s qui peuvent influencer votre d\u00e9cision quant \u00e0 la meilleure couverture d\u2019assurance pour vous et votre famille.[\/vc_column_text][divider line_type=\u00a0\u00bbNo Line\u00a0\u00bb custom_height=\u00a0\u00bb25&Prime;][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb top_padding=\u00a0\u00bb1%\u00a0\u00bb zindex=\u00a0\u00bb99&Prime; overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column_text css=\u00a0\u00bb.vc_custom_1733927046751{border-top-width: 1px !important;border-right-width: 1px !important;border-bottom-width: 1px !important;border-left-width: 1px !important;padding-top: 2% !important;padding-right: 3% !important;padding-bottom: 3% !important;padding-left: 3% !important;background-color: #f7f5f2 !important;border-left-color: #eae1d5 !important;border-left-style: solid !important;border-right-color: #eae1d5 !important;border-right-style: solid !important;border-top-color: #eae1d5 !important;border-top-style: solid !important;border-bottom-color: #eae1d5 !important;border-bottom-style: solid !important;border-radius: 5px !important;}\u00a0\u00bb]\n<h2>Options d\u2019assurance vie de Plan de protection du Canada\u00a0: quelles sont les prochaines \u00e9tapes?<\/h2>\n<p>Que vous aimiez la flexibilit\u00e9 de l\u2019assurance vie temporaire ou que vous pr\u00e9f\u00e9riez la s\u00e9curit\u00e9 \u00e0 long terme de l\u2019assurance vie enti\u00e8re, Plan de protection du Canada, une entreprise de la Financi\u00e8re\u00a0Foresters<sup>MC<\/sup>, peut vous aider. Voici les prochaines \u00e9tapes.<\/p>\n<ul>\n<li>Obtenez une <a href=\"https:\/\/www.cpp.ca\/fr\/soumission-sans-obligation\/\">soumission sans obligation<\/a>\u00a0d\u00e8s aujourd\u2019hui.<\/li>\n<li>Demandez \u00e0 votre conseiller en quoi l\u2019assurance vie temporaire ou l\u2019assurance vie enti\u00e8re pourrait vous avantager.<\/li>\n<li>Choisissez un produit d\u2019assurance vie et adaptez-le \u00e0 vos besoins.<\/li>\n<li>Obtenez la tranquillit\u00e9 d\u2019esprit et garantissez la s\u00e9curit\u00e9 financi\u00e8re de votre famille.<\/li>\n<\/ul>\n[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb zindex=\u00a0\u00bb99&Prime; disable_element=\u00a0\u00bbyes\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1711561567590{margin-top: 2% !important;}\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/6&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb offset=\u00a0\u00bbvc_col-lg-2 vc_col-md-2 vc_col-xs-2&Prime;][image_with_animation image_url=\u00a0\u00bb26966&Prime; alignment=\u00a0\u00bbcenter\u00a0\u00bb animation=\u00a0\u00bbNone\u00a0\u00bb border_radius=\u00a0\u00bbnone\u00a0\u00bb box_shadow=\u00a0\u00bbnone\u00a0\u00bb max_width=\u00a0\u00bb75%\u00a0\u00bb][\/vc_column_inner][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb5\/6&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb offset=\u00a0\u00bbvc_col-lg-10 vc_col-md-10 vc_col-xs-10&Prime;][vc_column_text]\n<div style=\"font-size: 13px; line-height: 18px;\"><strong style=\"font-weight: bold; letter-spacing: 0.2px;\"><a style=\"font-weight: bold;\" href=\"https:\/\/www.cpp.ca\" target=\"_blank\" rel=\"noopener noreferrer\">Canada Protection Plan<\/a> is one of Canada\u2019s leading providers of No Medical and Simplified Issue Life Insurance.<\/strong> Our mission is to provide reliable protection and compassionate service from coast to coast with easy-to-purchase life insurance, critical illness insurance and related products. Our expanding product choices will help you get the coverage and peace of mind you need for a better financial future. Canada Protection Plan products are available through over 25,000 independent insurance advisors across Canada.<\/div>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner disable_element=\u00a0\u00bbyes\u00a0\u00bb column_margin=\u00a0\u00bbdefault\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb css=\u00a0\u00bb.vc_custom_1712067755724{margin-top: 2% !important;}\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/6&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb offset=\u00a0\u00bbvc_col-lg-2 vc_col-md-2 vc_col-xs-2&Prime;][image_with_animation image_url=\u00a0\u00bb26968&Prime; alignment=\u00a0\u00bbcenter\u00a0\u00bb animation=\u00a0\u00bbNone\u00a0\u00bb border_radius=\u00a0\u00bbnone\u00a0\u00bb box_shadow=\u00a0\u00bbnone\u00a0\u00bb max_width=\u00a0\u00bb100%\u00a0\u00bb][\/vc_column_inner][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb5\/6&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb offset=\u00a0\u00bbvc_col-lg-10 vc_col-md-10 vc_col-xs-10&Prime;][vc_column_text]\n<div style=\"font-size: 13px; line-height: 18px;\"><strong style=\"font-weight: bold; letter-spacing: 0.2px;\"><a style=\"font-weight: bold;\" href=\"https:\/\/www.cpp.ca\/fr\/\" target=\"_blank\" rel=\"noopener noreferrer\">Plan de protection du Canada<\/a> est un chef de file en assurance vie sans exigence m\u00e9dicale et \u00e0 \u00e9mission simplifi\u00e9e au Canada.<\/strong> Notre mission est de fournir une protection fiable et un service compatissant d\u2019un oc\u00e9an \u00e0 l\u2019autre avec une assurance vie, une assurance maladies graves et des produits connexes faciles \u00e0 acheter. Notre gamme de produits croissante vous aidera \u00e0 obtenir la couverture et la tranquillit\u00e9 d\u2019esprit dont vous avez besoin pour vous assurer un meilleur avenir financier. Les produits de Plan de protection du Canada sont offerts par l\u2019interm\u00e9diaire de plus de 25 000 conseillers en assurance ind\u00e9pendants partout au Canada.<\/div>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb tablet_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb phone_text_alignment=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][divider line_type=\u00a0\u00bbFull Width Line\u00a0\u00bb line_thickness=\u00a0\u00bb1&Prime; divider_color=\u00a0\u00bbaccent-color\u00a0\u00bb custom_height=\u00a0\u00bb10&Prime;][vc_column_text]<sup>1<\/sup> <a href=\"https:\/\/www.investopedia.com\/term-life-vs-whole-life-5075430\">https:\/\/www.investopedia.com\/term-life-vs-whole-life-5075430<\/a> (2024)<\/p>\n<p><sup>2<\/sup> <a href=\"https:\/\/www.investopedia.com\/terms\/t\/termlife.asp\">https:\/\/www.investopedia.com\/terms\/t\/termlife.asp<\/a> (2024)<\/p>\n<p><sup>3<\/sup> <a href=\"https:\/\/www.investopedia.com\/whole-life-insurance-pros-and-cons-5079309\">https:\/\/www.investopedia.com\/whole-life-insurance-pros-and-cons-5079309<\/a> (2022)<\/p>\n<p><sup>4<\/sup> <a href=\"https:\/\/www.nerdwallet.com\/article\/insurance\/term-vs-whole-life-insurance\">https:\/\/www.nerdwallet.com\/article\/insurance\/term-vs-whole-life-insurance<\/a> (2024)<\/p>\n<p><strong>Notes de bas de page<\/strong><\/p>\n<p>La Financi\u00e8re\u00a0Foresters et Foresters sont les noms commerciaux et les marques de commerce de L\u2019Ordre Ind\u00e9pendant des Forestiers (une soci\u00e9t\u00e9 de secours mutuel, 789, chemin Don\u00a0Mills, Toronto, Canada M3C\u00a01T9) et de ses filiales.<\/p>\n<p><strong>\u00a0<\/strong>La Financi\u00e8re\u00a0Foresters et Plan de protection du Canada\u00a0(PPC), ainsi que leurs employ\u00e9s et leurs repr\u00e9sentants en assurance\u00a0vie ne fournissent pas de conseils financiers, successoraux, juridiques ou fiscaux au nom de Foresters.[\/vc_column_text][vc_row_inner column_margin=\u00a0\u00bbdefault\u00a0\u00bb translate_y=\u00a0\u00bb75&Prime; text_align=\u00a0\u00bbleft\u00a0\u00bb][vc_column_inner column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb column_link_target=\u00a0\u00bb_self\u00a0\u00bb width=\u00a0\u00bb1\/1&Prime; tablet_width_inherit=\u00a0\u00bbdefault\u00a0\u00bb column_border_width=\u00a0\u00bbnone\u00a0\u00bb column_border_style=\u00a0\u00bbsolid\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb][vc_column_text]\n<p style=\"text-align: right; font-size: 12px; color: #bcbcbc !important;\">424169 FR (11\/24)<\/p>\n[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n","protected":false},"excerpt":{"rendered":"<p>[vc_row type=\u00a0\u00bbin_container\u00a0\u00bb full_screen_row_position=\u00a0\u00bbmiddle\u00a0\u00bb scene_position=\u00a0\u00bbcenter\u00a0\u00bb text_color=\u00a0\u00bbdark\u00a0\u00bb text_align=\u00a0\u00bbleft\u00a0\u00bb top_padding=\u00a0\u00bb1%\u00a0\u00bb zindex=\u00a0\u00bb99&Prime; overlay_strength=\u00a0\u00bb0.3&Prime; shape_divider_position=\u00a0\u00bbbottom\u00a0\u00bb bg_image_animation=\u00a0\u00bbnone\u00a0\u00bb shape_type=\u00a0\u00bb\u00a0\u00bb][vc_column column_padding=\u00a0\u00bbno-extra-padding\u00a0\u00bb column_padding_position=\u00a0\u00bball\u00a0\u00bb background_color_opacity=\u00a0\u00bb1&Prime; background_hover_color_opacity=\u00a0\u00bb1&Prime; column_link_target=\u00a0\u00bb_self\u00a0\u00bb column_shadow=\u00a0\u00bbnone\u00a0\u00bb column_border_radius=\u00a0\u00bbnone\u00a0\u00bb 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