Life insurance in Canada, refreshingly simple!

No medical exams and quick applications. Plus member benefits with care built in.

Simplified issue, no medical life insurance made easier

Getting covered can be stress-free

We are a trusted leader in simplified issue, no medical life insurance in Canada. That means no needles, no doctor visits and less waiting around.

Getting covered is simple. If you’re between 18 and 80, healthy or “hard to insure,” you can find a plan!

Do I need life insurance?

Yes, you probably do! Explore affordable life insurance coverage offered by
Canada Protection Plan from Foresters Financial.

Simplified issue, no medical life insurance: Skip medical exams and find a permanent or term plan.

This coverage could be right for you if:

You have existing health issues
You work a dangerous job
You don’t want to deal with medical exams

Explore coverage options

Preferred life insurance: Permanent and term options to meet your needs.

This coverage could be right for you if:

You are in good health
You’re looking for more cost-effective options

Explore coverage options

Critical illness insurance: Financial protection while you recover from a covered illness.

This coverage is right for you if:

You have a family history of critical illnesses
You’re worried about how a critical illness could impact your income

Explore coverage options

Health and dental insurance: Get help covering medical bills, eyeglasses, dental check-ups and more.

This coverage could be right for you if:

You don’t have enough health or dental coverage from work
You are self-employed

Explore coverage options

Travel insurance: Cover the costs of medical care when you’re away from home.

This coverage could be right for you if:

You enjoy traveling often
You are a visitor to Canada not covered by Medicare

Explore coverage options

Trusted by
thousands of Canadians

"This application was the easiest, most pain-free life insurance application I've ever completed."

"I put in the claim and in less than 35 days, two claims checks were mailed. This team delivered as promised."

"I loved how answering the questions on the application made it so easy to find the proper plan."

You’re not hard to insure

Our simplified issue plans make it easy to get insured, even if you have existing health conditions or other factors that make you “hard to insure”.

You’ll get straightforward Canadian life insurance coverage with no medical exams, no needles and less worries.

Easy everything

You’ve got unique needs and goals. We’ve got the coverage to match, with less stress along the way.

Apply for a no-obligation quote online or over the phone
Complimentary member benefits you can access when your coverage begins
Rates that stay the same during your initial term

How much coverage do you need?

Our free insurance coverage calculator can help you out.

Get an instant quote online

Choose your insurance needs to see your personalized rates and Canadian life insurance plans.

Talk to a live advisor over the phone

Get all your questions answered by a licensed Canadian life insurance advisor.

Frequently asked questions
about life insurance in Canada

Do you offer life insurance Canada-wide?

Yes, Canada Protection Plan from Foresters Financial’s suite of life insurance products is available to Canadians 18-80 across the nation.

Who needs life insurance in Canada?

Families, seniors, young adults or temporary residents Canada-wide benefit from life insurance to protect loved ones from financial burdens, regardless of health or lifestyle.

How much does life insurance cost in Canada?

Our coverage can potentially start as low as $15 a month. Get fast, affordable life insurance quotes in Canada using our Quick Quote tool – available online in just minutes.

What’s the benefit of no medical life insurance in Canada?

No medical life insurance in Canada lets you skip medical exams and needles, offering fast coverage in as little as 24 hours. It’s a great option even for those with health issues or high-risk hobbies, with coverage available up to $750,000.

What types of life insurance are available?

You can choose between term life insurance (e.g., 10-30 years) or whole life insurance (permanent coverage) for lifelong protection. Both offer protection tailored to your needs, with simplified and no medical options available nationwide.

How do I apply for life insurance in Canada?

Use our Insurance Calculator to estimate coverage and apply for a no-obligation quote via phone (1-877-851-9090) or online.

Ready to protect your loved ones' financial futures? Get your personalized quote today!

Insurability depends on answers to medical and other application questions and underwriting searches and review.
Description of member benefits that you may receive assumes you are a Foresters member. Foresters Financial member benefits are non-contractual, subject to benefit specific eligibility requirements, definitions and limitations and may be changed or cancelled without notice or are no longer available.

424869 CAN (07/25)

Client Testimonials

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Client Testimonials

Blog/What’s New

Life insurance in Canada, refreshingly simple!

No medical exams and quick applications. Plus member benefits with care built in.

Simplified issue, no medical life insurance made easier

Getting covered can be stress-free

Do I need life insurance?

Simplified issue, no medical life insurance: Skip medical exams and find a permanent or term plan.

Preferred life insurance: Permanent and term options to meet your needs.

Critical illness insurance: Financial protection while you recover from a covered illness.

Health and dental insurance: Get help covering medical bills, eyeglasses, dental check-ups and more.

Travel insurance: Cover the costs of medical care when you’re away from home.

Trusted by
thousands of Canadians